Spread Costs
Preserve Cash Reserves

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Spread the cost of business investment, reducing your initial outlay and protecting vital cash reserves. Solutions tailored to your business.

  • Business & cashflow loans
  • Asset finance for equipment
427 reviews on 4.8 stars
  • Over £1bn financed since 2007
  • Expert, personal service
  • Both a lender and broker
Over £1bn in finance since 2007 for over 15,000 SMEs

Protect cash reserves with Business Loans and Asset Finance

When deciding whether to use your business cash reserves for large purchase, make sure you consider finance. Spreading the cost of investment will mean you retain cash reserves for unplanned events and operational costs. Finance allows you to get what your business needs now, whilst reducing the initial outlay. Portman is a specialist business to business finance broker and lender, providing a personal and professional and securing over £1bn in funding since 2007. Spread the cost of new equipment or boost your cashflow. Get what your business needs now and realise your ambition.

What solutions do we offer?

Fast, flexible finance for all your business needs

Recovery Loans ?
Business Loans ?
Asset Finance ?
Lease Finance ?
Hire Purchase ?
Refinance ?
Start-Up ?

Recovery Loans

Government-backed scheme to help businesses recover from Covid restrictions. Offering accessible finance at competitive fixed rates. For UK-based businesses with 2yrs+ trading. 

  • Capped and fixed rates
  • Borrow £25,000 to £2,000,000 
  • Principal Private Residence cannot be used as security
  • Funds for any legitimate business use
  • Loan terms from 2 to 6 years 
  • Government guarantees 70% of the loan to the lender

Business Loans

Business loans are a cash injection. Often used to cover operational or premises costs, refurbishment, stock or boost cashflow. 

  • Competitive rates tailored to your business
  • Borrow between £10,000 and £1,000,000
  • An alternative to unarranged overdrafts and credit cards
  • Smooth cashflow fluctuations

Asset Finance

Asset finance includes equipment leasing, hire purchase and equity release as three ways to obtain funding for business purchases. 

  • Grow when your business needs to
  • Flexible options to obtain the finance you need
  • Fixed, competitive rates for your business
  • Soft, hard and existing assets

Lease Finance

Through our panel of over 40 lenders we offer flexible payment terms for business leasing, reducing large initial outlays and protecting cashflow. 

  • Buy what you need now
  • Competitive rates tailored to your business
  • Fixed repayments, flexible structure
  • Soft & hard assets

Hire Purchase

Finance with a guaranteed option of ownership, usually requires an initial deposit and payment of VAT upfront. 

  • Tailored deposit and repayment plan
  • Option to purchase
  • Claim capital allowances
  • Popular for commercial vehicles


Equity release finance allows you to refinance an asset already in the business putting working capital back into the operation 

  • Release equity from high value assets
  • Secure finance against recent purchases
  • Sell and lease back hard assets
  • Retain use of your asset


Start-up finance can get your business off to a flying start. Help to buy the inventory, equipment, vehicle or fit-out you need to get going. 

  • Borrow between £10,000 and £500,000
  • An alternative to unarranged overdrafts and credit cards
  • No minimum trading time or turnover
  • Terms up to 5 years
Our Process is Quick and Simple

How does business finance work?

When you’re running a business, arranging finance for large purchases or boosting cashflow with a business loan can be time consuming and stressful. Portman can save you time; as both lender and broker we can access our own exclusive finance or compare the market through our panel of over 45 lenders. If finance is available for your business, we will get it. Plus, your dedicated Account Manager will sort most of the admin for you, allowing you to get on with your day.

1. Submit your business finance enquiry in 60s.

Use our enquiry form, give us a couple of details about your needs and your company, give us your number and we’ll call you back. Does not affect your credit score.

2. A chat about your business and goals.

A dedicated account manager will discuss your needs and collect documentation.

3. Our experts do the leg-work.

We find the right deals, complete applications on your behalf and get you a no obligation quote.

4. Your no-fuss finance is funded.

If accepted, your assets will be bought and delivered or the finance released to your account.

Enquire today

Try our finance calculator – estimate monthly repayments

Having arranged over £1 Billion in funding for well over 15,000 UK businesses, our experts will take the time to understand your goals and if there’s finance available from our panel, we will help you get it. Use our finance calculator to estimate monthly repayments based on the borrowing amount, term and your business credit rating.

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Trusted by thousands of business owners across the UK


Fast approvals

We won’t keep you waiting, in some instances we arrange commercial finance approvals in hours, not days.


We lend as well as broker

That means we enjoy unique flexibility in the way we can support your business with loans, leasing or hire purchase deals.


Creative solutions

We’re not locked into one lender. We can build a tailored package from multiple sources, that best suit your business needs.


First-class personal service

No complex call-centre or dozens of departments. One dedicated account manager will handle your application from start to finish, making personal service a priority.

Our Track Record

A professional, personal service every time

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Excellent service

Excellent communication and help throughout the process. Easy and prompt emails. Highly…

Daniel Cooper
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Knowledgeable Team

Portman and the entire team are great to work with, know their lenders and products incredibly…

Marney Howe
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Very smooth operation

I have now dealt few times with Portman Finance and it has always been very smooth and…

Anthony ienco
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Outstanding Service!!

We used Portman Finance to secure finance for a new restaurant we are opening. Jack Weston…

David B