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Spread Costs Preserve Cash Reserves
Spread the cost of business investment, reducing your initial outlay and protecting vital cash reserves. Solutions tailored to your business.
- Business & cashflow loans
- Asset finance for equipment
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Over £1.5bn financed since 2007
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Expert, personal service
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Both a lender and broker
Protect cash reserves with Business Loans and Asset Finance
One of our most common enquiries right now is “I would like to invest in my business but I don’t want to use up my cash reserves in case something unexpected happens”. A business loan can be a great way to unlock extra revenue or make that investment, repaying whilst you build your business, without using up that vital contingency fund that you need for emergencies Many businesses are also facing unexpected costs such as bills or a dip in trading. Cashflow loans can be great way to smooth fluctuations, give your business a little boost and cater for unplanned events without the need to use up your cash reserves. When deciding how to invest in your business, make sure you consider finance. Spreading the cost of investment will mean you retain cash reserves for unplanned events and operational costs. Finance allows you to get what your business needs now, whilst reducing the initial outlay.
Fast, flexible finance for all your business needs
Growth Guarantee Scheme
Government-backed scheme designed to help SMEs grow. Making better rates more accessible to small businesses.
- Capped and fixed rates
- Borrow £25,000 to £2,000,000
- Principal Private Residence cannot be taken as security
- Funds for any legitimate business use
- Loan terms from 2 to 6 years
- Government guarantees 70% of the loan to the lender
Business Loans
Business loans are a cash injection. Often used to cover operational or premises costs, refurbishment, stock or boost cashflow.
- Competitive rates tailored to your business
- Borrow between £10,000 and £1,000,000
- An alternative to unarranged overdrafts and credit cards
- Smooth cashflow fluctuations
Asset Finance
Asset finance includes finance leasing, hire purchase and equipment refinance as three ways to obtain funding for business assets from plant and machinery to furniture and technology
- Spread the cost of high-value business assets
- Create a repayment plan that’s tailored to your business
- Secured funding that often provide better rates than a loan
- Soft, hard and existing assets
Start-Up
Start-up finance can get your business off to a flying start. Help to buy the inventory, equipment, vehicle or fit-out you need to get going.
- Borrow between £10,000 and £500,000
- An alternative to unarranged overdrafts and credit cards
- Terms up to 5 years
How does business finance work?
When you’re running a business, arranging finance for large purchases or boosting cashflow can be a hassle. Portman can save you time; as both lender and broker we can access our own exclusive finance or compare the market through our panel of over 60 lenders. If finance is available for your business, we will get it. Plus, your dedicated Account Manager will sort most of the admin for you, allowing you to get on with your day.
Try our finance calculator – estimate monthly repayments
Having arranged over £1.5 Billion in funding for well over 20,000 UK businesses, our experts will take the time to understand your goals and if there’s finance available from our panel, we will help you get it. Use our finance calculator to estimate monthly repayments based on the borrowing amount, term and your business credit rating.
A professional, personal service every time
Great service from start to finishOur account manager (Rob Wolfe) was a star from start to finish. He helped us through the whole loan application process in a very professional manner. Thanks again for all your help and I would have no issue recommending Portman for your finance solutions.
Alastair A
Met all our needs and moreMet all of our needs and more. Understood our business model, and our challenges. I would highly recommend Portman and use them again.
Paul A
On point and on the ballAlfie was on the ball from the word go,fully explained everything and sent a comprehensive breakdown of the deal on the table. the whole process was surprisingly straight forward with minimal wait times . I wouldn’t hesitate to recommend Portman and Alfie to other prospective clients
Andrew F
Excellent service once againExcellent service once again from Andrew Parish at Portman Finance. He takes away any stress of applying for business funding and makes the process simple. Great, professional service – thanks
Jo
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