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Is a Merchant Cash Advance a secured loan?
No. Unlike traditional loans, Merchant Cash Advances (MCAs) don’t require collateral. This makes them a potential option for businesses with limited assets.
MCAs work differently than loans – instead of borrowing a specific amount and repaying it with interest, you sell a portion of your future credit card sales to the MCA provider at a discount. Your repayment is tied to your sales performance, which can offer your business some flexibility.
