Print & Finishing Machinery Finance

Portman triangles
  • Diversify with new machines
  • Expand your services
  • Run the latest technology
  • Increase warehouse capacity
427 reviews on 4.8 stars
  • Both a lender and broker
  • Print industry finance since 2007
  • Expert personal service
Invest in pre-press, printing and finishing equipment

Finance for the Print Industry

The print industry was already facing longstanding and mounting pressure from digital alternatives. Then the pandemic. 2020-21 saw a dramatic contraction in the print industry due to volatile commodity prices and falling demand as cautious customers reigned in spending. Although the industry is expected to grow over the next five years it will be at a modest rate, constrained by continuing migration to online operations and unprecedented price hikes in substrates and consumables.

How does it work?

Hassle-free Finance options for Print & Finishing Machinery

We know that finance can sometimes be confusing and stressful, but what we do is simple.

1. Get started in 1 minute.

Enquire without affecting your credit score.

2. Understanding your business.

A dedicated account manager will discuss your needs and collect documentation.

3. Our experts do the leg-work.

We find the right deals, complete applications on your behalf and get you a no obligation quote.

4. Your no-fuss finance is funded.

If accepted, your assets will be bought and delivered or the finance released to your account.

Enquire today

Invest for efficiency

Successful printers will be those that invest in equipment and machinery that improves efficiency and automation, protecting margins by maintaining output while reducing staffing demands. Those with the most cost effective operations will win. Portman can support your business with a range of bespoke finance, lease and loan solutions.


Invest to diversify

Investing in the right technology, equipment and machinery can also enable printers to expand their service portfolio to offer more specialist and higher-margin offerings. That doesn’t just mean repro equipment of course – it could be dedicated secure IT for managing sensitive documents or even 3D printing.

Our team of experts is ready to help


Invest in training

In a Q3 2021 survey by the British Print Industry Federation (BPIF), access to skilled labour was reported as the second highest concern of print business owners (after the cost of substrates). Shortage of skilled labour is an issue affecting many industries in the UK at the moment, and will not be resolved over night. However, a loan from Portman can be used to develop the skills of your existing labour pool, and, for example, allow you to cover the costs of apprentices.


Ride out the storm of price hikes

Prices for substrates and consumables are at all time highs in the wake of global supply shortages. These will moderate eventually though, as global output catches up again. In the interim, a loan from Portman can help carry your business through this challenging period.

How can we support your Printing business

Anyone running a business in the print industry will be well versed in navigating through challenging times. The good news is that confidence in the sector is pretty high regarding a rebound, despite the various shockwaves and upheavals of recent months. Longer term success will depend on your ability to manage costs of sales, protect margins and maintain staffing levels. Having the right finance channels in place will be crucial to achieving that, so call Portman today to discuss your strategy.


Hire Purchase

Hire purchase usually involves paying the VAT and a deposit up-front. Fixed monthly repayments are then made, affected by whether you pay off the entire loan over the term or chose a final balloon payment. The final option to purchase is guaranteed for a nominal fee, transferring ownership of the asset to the customer.

Hire purchase is well-suited for situations where a company definitely wants to own the item at the end of the term, often where the asset has a significant usable lifespan, a high residual value and will not need to be upgraded.

Explore Hire Purchase

Lease Finance

Equipment leasing allows a business to acquire hard or soft assets without the upfront costs associated with large purchases. A lender purchases the item, the business then leases it through fixed monthly payments over an agreed term.

Typically, asset finance is provided for high value ‘hard’ assets such as machinery, equipment, or vehicles, but Portman also arranges asset finance for ‘soft’ assets such as IT, fitness, catering, or vending equipment, as well as premises fit-outs, furniture or even air-conditioning.

Explore Lease Finance

Business Loans

Business loans are a way of borrowing money, which is repaid in monthly instalments, including interest, over an agreed term. Business loans are a common way to help smooth out cashflow fluctuations and take opportunities where otherwise they could be missed due to a lack of working capital.

Business loans can be secured or unsecured. Portman typically provides unsecured loans which can be more flexible and do not require collateral but are likely to require a personal guarantee. Secured loans are tied to an asset which the lender can claim ownership of if repayments are not made, these may be used in equipment refinance deals.

Explore Business Loans

Start Up Loans

New businesses often need an injection of finance to get them off the ground. Asset finance for new businesses allows you to focus on running your company and bringing in customers, confident that you have the equipment, vehicle or stock you need without the large initial outlay.

Using finance for your equipment means that you preserve the credit card or overdraft for contingency and operating expenses when the unexpected happens.

Explore Start Up Loans

Equipment Refinance

If you recently bought a high-value item outright but would now prefer to have financed it, we can help with a sale-and-lease-back agreement. If the item is less than 3m old, give us a copy of the invoice and we will calculate the current value. After a few checks and acceptance of the term and monthly repayments, we can give you the cash equivalent of the invoice to put back into the business. You’ll then make fixed monthly payments including interest, whilst your asset earns you money.

If your business owns high value assets that are not currently on finance, subject to a valuation, it is also possible to use them as security for a loan, with lenders offering a cash loan up to a % of the asset’s value.

Explore Refinance

Recovery Loans

Recovery Loans offer an excellent way of making sure your business gets back on its feet after the long-term effects of the pandemic and subsequent supply chain disruption. Businesses with turnovers up to £45m, including those who have previously benefited from the government’s CBILS, BBL or RLS, can apply.

Recovery Loans can be used for any legitimate business purpose or simply to provide cashflow. Rates are capped and the government continues to guarantee 70% of the outstanding balance, giving added security for lenders who are now able to consider finance for businesses who may have previously found it difficult to obtain.

Up to £2m can be borrowed on terms from 2 to 6 years. Your personal private residence cannot be taken as security.

Explore Recovery Loans

Successful Print businesses protect, invest and evolve.

Unlock your potential with Portman Finance Group.