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Retail & Inventory Finance
- £10k to £2mil. 3 months to 6 years.
- Business Loans & Asset Finance.
Finance for Retailers, Made Simple with Portman
Many in the retail industry are seeking smarter ways to fund growth and stay competitive in an evolving market. As a specialist broker and lender, we work closely with retailers to provide flexible finance solutions that support both daily trading and long-term strategic goals. Whether you’re investing in new technology, stock, expansion, or improving operational efficiency, we take the time to understand your ambitions and challenges, so we can structure funding to work around your specific needs.
What Funding Is On Offer?
Typical finance used by retailers
- Fit-Out & Expansion – Refresh or grow your space
- Short-Term Loans – Cover seasonal cash flow gaps
- Merchant Cash Advance – Repay through your card terminal
- Asset & Equipment Finance – Lease or hire purchase
- Business Loans – Great for mixed projects
How we help the retail sector
- Fund almost any project – Borrow £10k to £2mil
- Cater for almost any situation – Access to over 45 lenders plus our own funds
- We don’t waste your time – Fast approvals and funds in as little as 24hrs
- We’ll guide you and do the admin – Dedicated account managers
- Flexible repayment schedules – Terms from 3m to 6yrs
- Rates and solutions tailored to you – Both a lender and a broker
Get Your Estimate
Use our finance calculator to estimate monthly repayments.
How We’ve Helped Retailers…
Fit-Out & Expansion Finance
Ceramics Shop | London
Finance amount: £60,000
Term: 60 months
Purpose: This loan was used to fit-out a new site for a London-based ceramics retailer, enabling them to expand their operations, attract more customers and grow their presence in the market.
Inventory Finance
Online Rug Retailer | Buckinghamshire
Finance amount: £500,000
Term: 60 months
Purpose: We supported a fast-growing online retailer of rugs with the funding they needed to move into a larger warehouse. This gave them more inventory space to hold stock, helping them keep up with growing demand.
Seasonal Cash-Flow Loan
Country & Animal Feed Store | Cheshire
Finance amount: £30,000
Term: 6 months
Purpose: We worked with this retailer to provide a short-term loan during a surge in seasonal demand for animal feed. This helped them maintain strong stock levels and capitalise on increased demand.
IT & Technology Finance
Workwear Retailer | Yorkshire
Finance amount: £100,000
Term: 72 months
Purpose: We helped a workwear retailer access the funding they needed to upgrade their IT systems, streamlining day-to-day operations and allowing them to stay competitive in the market.
Stock Purchase Finance
Paint & Hardware Retailer | London
Finance amount: £20,000
Term: 12 months
Purpose: This loan was used for a single large stock purchase, to fulfil a significant upcoming order, allowing the retailer to deliver on time and strengthen customer relationships.
Retail Finance Designed to Align With Your Goals
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