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The Personal, Professional Approach to Business Finance
- Business loans and asset finance
- Competitive rates & flexible terms
- Borrow £10k to £2 million
- Any business sector
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Over £1bn funding secured
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Helping SMEs unlock their potential
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Both a lender and broker
Business loans and asset finance from an experienced, specialist, lender and broker
Portman is a specialist business to business finance broker and lender, providing a personal and professional approach to SME funding for over 15,000 businesses and securing over £1bn in funding since 2007. We support limited companies in any sector, working with local independent businesses right through to household names. Your dedicated account manager will try to help regardless of your credit history and aim for a single lender or combination that provides the finance you need, tailored to your business. Spread the cost of new equipment or boost your cashflow. Get what your business needs now and realise your ambition.
Try our finance calculator – estimate monthly repayments
Having arranged over £1 Billion in funding for well over 15,000 UK businesses, our experts will take the time to understand your goals and if there’s finance available from our panel, we will help you get it. Use our finance calculator to estimate monthly repayments based on the borrowing amount, term and your business credit rating.
How does business finance work?
When you’re running a business, arranging finance for large purchases or boosting cashflow with a business loan can be time consuming and stressful. Portman can save you time; as both lender and broker we can access our own exclusive finance or compare the market through our panel of over 45 lenders. If finance is available for your business, we will get it. Plus, your dedicated Account Manager will sort most of the admin for you, allowing you to get on with your day.
Fast, flexible finance for all your business needs
Asset Finance
Asset finance includes equipment leasing, hire purchase and equity release as three ways to obtain funding for business purchases.
- Grow when your business needs to
- Flexible options to obtain the finance you need
- Fixed, competitive rates for your business
- Soft, hard and existing assets
Lease Finance
Through our panel of over 40 lenders we offer flexible payment terms for business leasing, reducing large initial outlays and protecting cashflow.
- Buy what you need now
- Competitive rates tailored to your business
- Fixed repayments, flexible structure
- Soft & hard assets
Hire Purchase
Finance with a guaranteed option of ownership, usually requires an initial deposit and payment of VAT upfront.
- Tailored deposit and repayment plan
- Option to purchase
- Claim capital allowances
- Popular for commercial vehicles
Business Loans
Business loans are a cash injection. Often used to cover operational or premises costs, refurbishment, stock or boost cashflow.
- Competitive rates tailored to your business
- Borrow between £10,000 and £1,000,000
- An alternative to unarranged overdrafts and credit cards
- Smooth cashflow fluctuations
Start-Up
Start-up finance can get your business off to a flying start. Help to buy the inventory, equipment, vehicle or fit-out you need to get going.
- Borrow between £10,000 and £500,000
- An alternative to unarranged overdrafts and credit cards
- No minimum trading time or turnover
- Terms up to 5 years
Refinance
Equity release finance allows you to refinance an asset already in the business putting working capital back into the operation
- Release equity from high value assets
- Secure finance against recent purchases
- Sell and lease back hard assets
- Retain use of your asset
Recovery Loans
Government-backed scheme to help businesses recover from Covid restrictions. Offering accessible finance at competitive fixed rates. For UK-based businesses with 2yrs+ trading.
- Rates from 4.9% per year
- Borrow £10,000 to £2,000,000
- Principal Private Residence cannot be used as security
- Funds for any legitimate business use
- Loan terms from 2 to 6 years
- Government guarantees 70% of the loan to the lender
Boost your business plans and unlock your potential
Finance experts at your fingertips
As SME specialists, we know how close you are to your business, so we make personal service a priority. You’ll get a dedicated Account Manager to handle your application from start to finish.
Keep your business ahead of the game
Customers increasingly demand the latest trends and technology. As a business owner, you can’t afford to be superseded by the competition with better tech and capabilities. With our support, you can get ahead and stay there.
A flexible approach to commercial finance
Whether its equipment finance, asset finance, leasing or business loans, our approach is flexible and creative. We work with all types of businesses so we don’t pigeonhole our customers into set products. You get commercial finance built for your purposes, not ours.
Offer finance for your customers
Partner with us to offer a range of finance options to your customers, making it easier for them to buy your products and services – it’s a win-win.
A professional, personal service every time
Excellent service
Excellent communication and help throughout the process. Easy and prompt emails. Highly…
Daniel Cooper
Knowledgeable Team
Portman and the entire team are great to work with, know their lenders and products incredibly…
Marney Howe
Very smooth operation
I have now dealt few times with Portman Finance and it has always been very smooth and…
Anthony ienco
Outstanding Service!!
We used Portman Finance to secure finance for a new restaurant we are opening. Jack Weston…
David B
4.8 stars / 540 Reviews
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