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The Personal, Professional Approach to Business Finance
The Personal, Professional Approach to Business Finance
- Business loans and asset finance
- Borrow £10k to £2 million
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Over £1.5bn funding secured
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Helping SMEs unlock their potential
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Both a lender and broker
Business loans and asset finance from an experienced, specialist, lender and broker
Portman is a specialist business to business finance broker and lender, providing a personal and professional approach to SME funding for over 20,000 businesses and securing over £1.5bn in funding since 2007. We support limited companies in any sector, working with local independent businesses right through to household names. Working with Portman also means you’ll be considered for our own exclusive funding alongside specialist finance from our panel of lenders, which includes British Business Bank Accredited lenders who may assess your eligibility for the flagship Growth Guarantee Scheme.
Our Latest Report – The Cost of Misconfidence
Missed growth opportunities for UK businesses.
When it comes to finance, a lack of understanding, trust in the providers and fear of rejection is holding back the UK’s SMEs. 93% of business owners want to grow and 67% see external finance as vital to that ambition, but we calculate £54bn of opportunity has been lost as businesses lack the confidence to go ahead.
How does business finance work?
When you’re running a business, arranging finance for large purchases or boosting cashflow with a business loan can be time consuming and stressful. Portman can save you time; as both lender and broker we can access our own exclusive finance or compare the market through our panel of over 60 lenders. If finance is available for your business, we will get it. Plus, your dedicated Account Manager will sort most of the admin for you, allowing you to get on with your day.
Fast, flexible finance for all your business needs
Growth Guarantee Scheme
The Growth Guarantee Scheme (GGS) aims to provide greater certainty over credit risk, enabling lenders to provide finance to more viable smaller businesses that they wouldn’t otherwise consider. We can introduce you to accredited delivery partners who consider your eligibility for their scheme alongside their other products. If an Accredited Lender can offer a commercial loan on better terms, they will do so.
- Borrow £25,001 to £2,000,000
- Loan terms from 2 to 6 years
- Principal Private Residence cannot be taken as security. PGs at lender discretion
- Open to UK Ltd Companies with a turnover up to £45m, with a viable business, generating 50%+ of its income from trading activity and not be in difficulty
The Scheme provides the Accredited Lender with a 70% government backed guarantee against the outstanding balance of the facility after it has completed its normal recovery process. The borrower always remains 100% liable for the debt.
Business Loans
Business loans are a cash injection. Often used to cover operational or premises costs, refurbishment, stock or boost cashflow.
- Competitive rates tailored to your business
- Borrow between £10,000 and £1,000,000
- An alternative to unarranged overdrafts and credit cards
- Smooth cashflow fluctuations
Asset Finance
Asset finance includes finance leasing, hire purchase and equipment refinance as three ways to obtain funding for business assets from plant and machinery to furniture and technology
- Spread the cost of high-value business assets
- Create a repayment plan that’s tailored to your business
- Secured funding that often provide better rates than a loan
- Soft, hard and existing assets
Start-Up
Start-up finance can get your business off to a flying start. Help to buy the inventory, equipment, vehicle or fit-out you need to get going.
- Borrow between £10,000 and £500,000
- An alternative to unarranged overdrafts and credit cards
- Terms up to 5 years
Boost your business plans and unlock your potential
Finance experts at your fingertips
As SME specialists, we know how close you are to your business, so we make personal service a priority. You’ll get a dedicated Account Manager to handle your application from start to finish.
Keep your business ahead of the game
Customers increasingly demand the latest trends and technology. As a business owner, you can’t afford to be superseded by the competition with better tech and capabilities. With our support, you can get ahead and stay there.
A flexible approach to commercial finance
Whether its equipment finance, asset finance, leasing or business loans, our approach is flexible and creative. We work with all types of businesses so we don’t pigeonhole our customers into set products. You get commercial finance built for your purposes, not ours.
Offer finance for your customers
Partner with us to offer a range of finance options to your customers, making it easier for them to buy your products and services – it’s a win-win.
Our experts will consider all businesses, all credit histories and all assets.Find out if we can help today.
Latest news
Blogs, how-tos, jargon busters, and more tools to help build your business
What determines the interest rate on a business loan?
The interest rate on a business loan is based on a variety of factors including the personal credit history of any directors, the trading history and cash position of the business, the existence of business assets and the type of credit required.
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