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Business Finance Options for SMEs
We offer business finance solutions tailored to your needs & goals, supporting businesses in any sector across the UK.
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Over £1.5bn funded since 2007
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Excellent, personal service
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Both a lender and broker
Over £1.5bn in finance since 2007 for over 20,000 SMEs
Business loans and asset finance from an experienced, specialist, lender and broker
Portman has secured funding for over 20,000 businesses and securing over £1.5bn in funding since 2007. We support limited companies in any sector, working with local independent businesses right through to household names. Your dedicated account manager will try to help regardless of your credit history and aim for a single lender or combination that provides the finance you need, tailored to your business. Spread the cost of new equipment or boost your cashflow. Get what your business needs now and realise your ambition.
Fast, flexible finance for all your business needs
Growth Guarantee Scheme
Government-backed scheme designed to help SMEs grow. Making better rates more accessible to small businesses.
- Capped and fixed rates
- Borrow £25,000 to £2,000,000
- Principal Private Residence cannot be taken as security
- Funds for any legitimate business use
- Loan terms from 2 to 6 years
- Government guarantees 70% of the loan to the lender
Business Loans
Business loans are a cash injection. Often used to cover operational or premises costs, refurbishment, stock or boost cashflow.
- Competitive rates tailored to your business
- Borrow between £10,000 and £1,000,000
- An alternative to unarranged overdrafts and credit cards
- Smooth cashflow fluctuations
Asset Finance
Asset finance includes finance leasing, hire purchase and equipment refinance as three ways to obtain funding for business assets from plant and machinery to furniture and technology
- Spread the cost of high-value business assets
- Create a repayment plan that’s tailored to your business
- Secured funding that often provide better rates than a loan
- Soft, hard and existing assets
Start-Up
Start-up finance can get your business off to a flying start. Help to buy the inventory, equipment, vehicle or fit-out you need to get going.
- Borrow between £10,000 and £500,000
- An alternative to unarranged overdrafts and credit cards
- Terms up to 5 years
How does business finance work?
When you’re running a business, arranging finance for large purchases or boosting cashflow with a business loan can be time consuming and stressful. Portman can save you time; as both lender and broker we can access our own exclusive finance or compare the market through our panel of over 45 lenders. If finance is available for your business, we will get it. Plus, your dedicated Account Manager will sort most of the admin for you, allowing you to get on with your day.
Try our finance calculator
Use our finance calculator to estimate monthly repayments based on the borrowing amount, term and your estimated business credit profile.
A professional, personal service every time
Great company, very helpful team willing to assist you in all your queries from start to finish. In my case both Patryk Johnson and Elliott Paul were incredible and I am really happy to work with them. I highly recommend Portman Finance to everyone!
Marios Seferaj
Portman were the First brokers to advise us on the Growth Guarantee Funding. Joe was very professional and most important for us took time to understand our business and listen to us as people. The whole process was quick and efficient. Portman finance have a great team.
G Wilmot
Portman have a great team at Northampton, who made the process of applying and securing a business loan easy to understand. They kept us informed as to how our application was progressing throughout and the funds arrived quickly.
Joe Ellis
Portman Finance gave us exemplary service and paid great atention to detail which is important for a small business like ours. All our questions were answered promptly, and our account manager always seemed to be immediatley available. We would happily use them again any time.
Anita Bradshaw
Overall very good. Efficient responses and proactive communicators.
Rob Chester
I highly recommend Portman Finance to everyone!Great company, very helpful team willing to assist you in all your queries from start to finish. In my case both Patryk Johnson and Elliott Paul were incredible and I am really happy to work with them. I highly recommend Portman Finance to everyone!
Marios Seferaj
My experience with Portman Finance and William Smallman in particular was 100 % positive. Nothing was too much trouble for William as he dealt with all my requests or queries in a timely manner; I was assisted through every step of the process. I would most certainly recommend Portman and again William for their professionalism.
Hilary
My business needed finance in order to purchase goods for resale. It is the basis of retail and I imagined that my bank would be keen to help, which was sadly not the case. However, when I spoke to Bradley at Portman Finance, he carefully asked about my circumstances, checked the documents he needed to see and then set about finding a lender who was willing to back me. With a loan in place, and within just a few days, my order fulfilment has become more responsive. This will hopefully lead to better customer satisfaction and, perhaps, some follow-on orders.
Derek Buchanan
Highly recommended!We are extremely pleased with the exceptional service provided by the Jack Lundgren in assisting us with our car loan. His professionalism, helpfulness, and politeness made the entire process smooth and stress-free. We are truly grateful for his expertise and dedication.
Zaneta bielskiene
Thank you, Kyle Ellis, for your exceptional communication and hassle-free service. Your prompt responses and clarity made the entire process smooth. Your professionalism and efficiency are truly appreciated.
Matt Cimelli
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