Business Finance Options

We offer business finance solutions tailored to your needs and goals, supporting businesses in any sector across the UK.

Business loans
Asset finance for equipment
Government-backed loans
Short-term and flexi loans

Over £1.5bn financed since 2007
Expert, personal service
Both a lender and broker

Over £1.5bn in finance since 2007

SME Funding Options – Business Loans and Asset Finance from a Specialist Lender & Broker

Portman is a specialist business to business finance broker and lender, from business loans to equipment finance, merchant cash advance to government-backed funding, we process over 36,000 finance applications each year, providing a personal and professional service.

We support limited companies in any sector, working with local independent businesses right through to household names. Spread the cost of new equipment or boost your cashflow. Get what your business needs now and realise your ambition.

Start My Enquiry

Tailored-to-fit the needs of all business owners & sectors

Explore our business funding options

Business Loans & Funding

Grow your business, buy equipment, or manage cashflow with our business loans

Government-Backed Loans

Growth Guarantee Scheme. A 70% government-backed lender guarantee

Business Loans

Borrow £10,000 to £2m

Commercial Bridging Loans

Bridge-the-gap for funding developments

Corporation Tax Loan

Spread your annual bill

Flexible & Short Term Loans

Flexible repayments, 3 – 24 months

Merchant Cash Advance (MCA)

Alternative finance for short-term funding

Secured Business Loans

Get easy access to capital by leveraging company assets

Small Business Loans

Business loans, specifically designed to meet the unique needs of SMEs

Start-up Loans & Finance

Borrow £10,000 to £500,000

Stocking Finance

Funding that uses assets, typically vehicles, as collateral for a loan

Unsecured Business Loans

Get business loans, fast. No Security required

VAT Loans

Finance your quarterly bill

Revolving Credit Facility

Flexible Business Finance

Apply today

Business Asset Finance

Acquire essential equipment, machinery & more with our asset finance options

Asset Finance & Funding

Flexible equipment finance

Equipment Finance

Any item, any sector

Equipment Refinance

Release equity from assets

Hire Purchase

Spread cost of purchase

Lease Finance

Monthly lease payments

Vehicle Finance

Finance for commercial vehicles

Get a quote

Government-backed Funding

Government-backed schemes, available alongside our business loans

GGS

Growth Guarantee Scheme. A 70% government-backed lender guarantee.

RLS

The Business Recovery Loan Scheme
[Now Ended – June 2024]

BBL

Government Bounce Back Loans
[Closed March 2021]

CBILS

Coronavirus Business Interruption Loan Scheme [Closed March 2021]

Enquire now

Helping SMEs access Government-backed finance

Government Announces Growth Guarantee Scheme

Learn More about GGS

Our Process is Quick & Simple

How does business finance work?

When you’re running a business, arranging finance for large purchases or boosting cashflow with a business loan can be time consuming and stressful. Portman can save you time; as both lender and broker we can access our own exclusive finance or compare the market through our panel of over 45 lenders. If finance is available for your business, we will get it. Plus, your dedicated Account Manager will sort most of the admin for you, allowing you to get on with your day.

1. Submit your business finance enquiry in 60s.

Use our enquiry form, give us a couple of details about your needs and your company, give us your number and we’ll call you back. Does not affect your credit score.

2. A chat about your business and goals.

A dedicated account manager will discuss your needs and collect documentation.

3. Our experts do the leg-work.

We find the right deals, complete applications on your behalf and get you a no obligation quote.

4. Your no-fuss finance is funded.

If accepted, your assets will be bought and delivered or the finance released to your account.

Enquire today

Loan Calculator for Businesses – Estimate Monthly Repayments

Use our finance calculator to estimate monthly repayments based on the borrowing amount, term and your business credit rating.

loan calculator

What our customers think

At Portman Finance Group we’re proud of our customer service

Excellent service

Excellent communication and help throughout the process. Easy and prompt emails. Highly…
Daniel Cooper

Knowledgeable Team

Portman and the entire team are great to work with, know their lenders and products incredibly…
Marney Howe

Very smooth operation

I have now dealt few times with Portman Finance and it has always been very smooth and…
Anthony ienco

Outstanding Service!!

We used Portman Finance to secure finance for a new restaurant we are opening. Jack Weston…
David B

Industry News & Business Insights

Building your business plan or looking for small business tips?

Explore our blogs, how-tos, jargon busters, and more tools to help build your business

The Government-Backed Growth Guarantee Scheme

Learn more about the Government's extension to the Recovery Loan Scheme and the opportunity it brings small businesses.

Team working together to reach their goal.

Managing Your Team: Tips for Small Businesses

Running a small business is no easy feat, and one of the trickiest parts can be managing your staff. Whether it’s dealing with high turnover rates or figuring out how to develop and motivate your team, there’s a lot to juggle. In this blog post, we’re diving into the common pain points of managing staff […]

How to write a winning Business Plan

Join us as we unravel the art of creating a compelling plan that not only boosts your chances of securing business finance but also sets you on the path to funding success.

Full Expensing & The Annual Investment Allowance Explained

In the Nov 2023 Autumn Statement the UK Government made Full Capital Expensing a permanent tax incentive for businesses. Alongside the Annual Investment Allowance, these Capital Allowances enable firms to reduce their Corporation Tax if they invest. Full Expensing Made Permanent What is Full Expensing? The UK Government announced a generous new business tax incentive […]

6 Types of Asset Finance – Finding the Right Solution

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Understanding Representative APR: Definition & Calculation

Understanding the Representative APR is crucial for comparing credit cards and unsecured loans so you can make an informed decision on what is best for your business. Expressed as a percentage, it will help you gauge the overall cost of borrowing.

How to Scale your Small Business

Did you know, according to Government-backed research, the number of SMEs has grown by a whopping 2 million since the year 2000? That’s an increase of 59%! Is your small business part of the increase?

Smiling customer and business owner shaking hands to secure a business deal

How to Find and Retain Customers for Your Small Business

Finding and attracting new customers is a critical challenge for small businesses aiming to grow and succeed in a competitive market. Building a strong customer base requires strategic efforts to increase visibility, establish a reputable brand, and differentiate from larger competitors. In this guide, we’ll explore the common pain points of acquiring new customers and […]

Why Use A Commercial Broker For Business Finance?

Learn more about what and why you should use a commercial broker when considering business finance.