Is there a difference between a business loan, working capital loan, and a cashflow loan?
Not really, these terms are fairly interchangeable, they are all phrases used to describe borrowing money for a business. A business loan is typically a fixed rate 2-6yr product where the funds are used for any purpose including purchases or a project. Working capital or cashflow loans might refer more specifically to the need for cash to cover operational expenses and allow for a varied repayment schedule, but in reality these are the same product.