img
Table of contents
Apply Now

Non-performing Asset (NPA)

A Non-performing Asset (NPA) is a financial asset, such as a loan or advance, that ceases to generate income for a lender because the borrower has failed to make principal or interest payments for a specified period, typically 90 days or more. NPAs are considered a sign of financial distress and can negatively impact a lender’s profitability and balance sheet.