One Year Done… Ready to Boost Your Business?

Portman triangles
  • Annual flat rates from 7.56%
  • Funds from £10k to £500k
  • Terms 3 Months to 6 Years
  • Fast and flexible finance
427 reviews on 4.8 stars
  • Supporting SMEs Since 2007

  • Exclusive and specialised funding for all businesses

  • Leverage Finance To Unlock Growth

Helping Small Business Owners Achieve Their Ambitions

You are now eligible for better rates and better options!

Entering your second year of trading means you are now eligible for better rates and better options. With a set of filed accounts behind you, applications for business funding are increasingly likely to be accepted with lenders having increased confidence in your profitability and business.

Don’t lose momentum in year 2. With annual flat rates from 7.56% and funds from £10,000 to £500,000 available, scale up, boost cashflow and get what your business needs to keep growing.

At Portman we offer exclusive and specialised funding to suit all businesses, with affordable monthly payments and terms up to 6 years. Talking to over 20,000 businesses a year about their financial needs, we can help you source funds to boost cashflow, spread costs, and hit your business goals for your second year. Acting as a broker and lender, we look at multiple options to best suit your needs and goals, with our experts reviewing your enquiry and then matching you with the right lenders on your behalf.

How does it work?

Our Process Is Easy

We will make your finance journey as simple as possible, allowing you to get on with running your business.


1. Get started in 60 seconds.

Enquire online without affecting your credit score.


2. Understanding your business.

A dedicated account manager will call to discuss your needs and collect documentation.


3. Our experts do the leg-work.

We find the right deals, complete applications on your behalf and get you a no obligation quote.


4. Your no-fuss finance is funded.

If accepted, your assets will be bought and delivered or the finance released to your account.

Enquire today
What solutions do we offer?

Fast, flexible finance for all your business needs

Recovery Loans ?
Business Loans ?
Asset Finance ?
Lease Finance ?
Hire Purchase ?
Refinance ?
Start-Up ?

Recovery Loans

Government-backed scheme to help businesses recover from Covid restrictions. Offering accessible finance at competitive fixed rates. For UK-based businesses with 2yrs+ trading. 

  • Capped and fixed rates
  • Borrow £25,000 to £2,000,000 
  • Principal Private Residence cannot be used as security
  • Funds for any legitimate business use
  • Loan terms from 2 to 6 years 
  • Government guarantees 70% of the loan to the lender

Business Loans

Business loans are a cash injection. Often used to cover operational or premises costs, refurbishment, stock or boost cashflow. 

  • Competitive rates tailored to your business
  • Borrow between £10,000 and £1,000,000
  • An alternative to unarranged overdrafts and credit cards
  • Smooth cashflow fluctuations

Asset Finance

Asset finance includes equipment leasing, hire purchase and equity release as three ways to obtain funding for business purchases. 

  • Grow when your business needs to
  • Flexible options to obtain the finance you need
  • Fixed, competitive rates for your business
  • Soft, hard and existing assets

Lease Finance

Through our panel of over 45 lenders we offer flexible payment terms for business leasing, reducing large initial outlays and protecting cashflow. 

  • Buy what you need now
  • Competitive rates tailored to your business
  • Fixed repayments, flexible structure
  • Soft & hard assets

Hire Purchase

Finance with a guaranteed option of ownership, usually requires an initial deposit and payment of VAT upfront. 

  • Tailored deposit and repayment plan
  • Option to purchase
  • Claim capital allowances
  • Popular for commercial vehicles


Equity release finance allows you to refinance an asset already in the business putting working capital back into the operation 

  • Release equity from high value assets
  • Secure finance against recent purchases
  • Sell and lease back hard assets
  • Retain use of your asset


Start-up finance can help you to buy the inventory, equipment, vehicle or fit-out you need to get going. 

  • Borrow between £10,000 and £500,000
  • An alternative to unarranged overdrafts and credit cards
  • No minimum trading time or turnover
  • Terms up to 5 years

Portman is built for small business owners.

Portman offers:

  • Great rates – We search the market through our panel of lenders or use our own in-house lending to find rates tailored to your business.
  • Flexibility – We will work with you to understand your goals and circumstances. We have multiple options and multiple lenders allowing us to create tailored finance solutions. Bespoke payment schedules and combining finance from multiple sources to get the right deal are all part of the service.
  • Hassle free finance – You’ll need to provide us with some business documents but we will carry out all your checks and complete any application or paperwork on your behalf.
  • Fast funds If speed is your priority and your documents are in order, its sometimes possible to release funds in as little as 24 hours.
  • Great acceptance rates – We have the expertise to understand which lenders are suited to your situation and requirements. Through our knowledge and panel, we increase your chance of being accepted for finance.
  • A 5-star service – Rated excellent on both Trustpilot and Google


All of which leaves you to get on with running your business whilst we sort the finance.

Enquire in 60 Seconds

Find out how we can help today


The personal, professional approach to business finance

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Excellent service

Excellent communication and help throughout the process. Easy and prompt emails. Highly…

Daniel Cooper
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Knowledgeable Team

Portman and the entire team are great to work with, know their lenders and products incredibly…

Marney Howe
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Very smooth operation

I have now dealt few times with Portman Finance and it has always been very smooth and…

Anthony ienco
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Outstanding Service!!

We used Portman Finance to secure finance for a new restaurant we are opening. Jack Weston…

David B